Who can apply for finance?

Anyone over the age of 18 who is in regular full time or part time employment (over 16 hours per week). UK resident with a 3 year UK address history. You must have a UK bank account with a direct debit option and hold a credit or debit card for payment of the deposit. Your credit rating will be checked so if you have any CCJs, IVAs or bankruptcies you will not be accepted. If that might apply to you, remember that you can apply for finance in the name of a friend or family member (with their permission) on your behalf.